Message claiming to offer loan at 2% annual interest using Aadhaar card is fake

A new message has been circulating via SMS that claims to offer loans at an affordable

interest rate

as a part of the

PM scheme

. The message mentions that users can get a

loan

using their

Aadhaar card

.
Here’s the message
“प्रधानमंत्री योजना आधारकार्ड लोन 2% ब्याज, 50% माफ Call 8595311955”
Pradhan Mantri Yojana Aadhar Card Loan 2% interest, 50% waiver Call 8595311955 -- (translated using Google Translate).

This message is fake: PIB Fact Check
PIB Fact Check has confirmed on the microblogging platform, X, that the message circulating is fake and the government as a part of the PC Scheme is offering no such loans.
For those unaware, PIB Fact Check, as the name implies, checks for fake news and misinformation related to the Government of India.
Here’s the post
“In a fake message, it is being claimed that under the PM scheme, a loan will be given from an Aadhaar card at 2% annual interest. Please do not share such fake messages. It may also be an attempt to steal your personal information. (translated from Hindi using Microsoft Translate).

PIB Fact Check has also warned users who receive such messages that this scheme is not true and has also advised them to not share such fake messages.
Risk involved
The post also highlights the fact that this can be a scammer’s game to steal sensitive information including personal details, financial details, PAN number, etc. This can lead to stealing money from bank accounts.
What to do if you receive such a message
If you receive such a message on your phone or mail, it is best to avoid and delete the message instead of clicking on the link or calling the phone number provided. Also, the best practice is to not forward such messages to more people to help them stay away and safe from such scams.