How to withdraw cash from UPI ATM? Know the process

Hitachi Payment Services, a subsidiary of the well-known Japanese company Hitachi, unveiled India's first

UPI ATM

in partnership with the National Payments Corporation of India (NPCI). This groundbreaking UPI-exclusive White Label ATM, accessible at diverse locations across the country, eliminates the necessity for physical cards, thereby boosting customer security.

NPCI applauds this innovation as a solution for swift cash access, especially in remote areas, without the need for a physical card.

What are the key features of UPI ATM

How to withdraw cash from UPI ATM

Step 1: Visit any UPI ATM located near you.
Step 2: Initiate the process by selecting the desired withdrawal amount. The UPI ATM system is versatile, accommodating various withdrawal amounts.
Step 3: Once you have chosen the withdrawal amount, a QR code will appear on the ATM screen. This code is crucial for initiating the UPI transaction.
Step 4: Utilise any UPI-enabled app on your smartphone to scan the QR code displayed on the ATM screen. This action establishes a connection between your phone and the UPI ATM.

Step 5: To authorise the transaction, input your UPI PIN on your smartphone.
Step 6: After entering the correct UPI PIN, the ATM processes the transaction and dispenses the requested cash amount.

List of Banks/WLAOs and UPI APPs enabled for offering UPI-ATM services – UPI cash withdrawal

(Table reference: NPCI website) | (* On ATMs enabled for UPI-ATM)
Note: Customers of (Live) Issuer banks’ can do card less cash withdrawal transaction using the UPI APP on UPI-ATM enabled ATMs of Acquirer Banks/WLAOs